Welcome to the Zach Muzzy State Farm Agent office in Richmond, Texas. I opened my office in 2018 after spending several years learning the business as an agent aspirant. My journey into this career was driven by a desire to make a meaningful impact, and that purpose continues to guide everything I do. I work with an incredible team, and we’re proud to support the needs of our Good Neighbors throughout Rosenberg, Cypress, Richmond, Katy, along with the entire state of Texas.

Our goal isn't simply to give you an insurance quote. We want you to understand your options, choose the protection that's right for your family, and feel confident in the decision you make. Around our office, we believe Confidence is Earned—and we work to earn yours every time you interact with our team. If you purchased a new car or looking to buy a new home we can help!

Outside the office, I stay active in the community through sponsorships and youth programs. I’ve proudly supported LCISD athletics and local FFA chapters and several youth sports programs. I’m also a University of North Texas grad and former football scholarship athlete, and I bring that same energy and commitment to my work every day. I’ve been married to my wonderful wife for over 15 years, have four amazing kids, plus our dog, Indie. In my free time, I enjoy playing golf, traveling, coaching sports, and running.

When you stop by our office, you’ll be greeted by our friendly team, offered something to drink, and maybe even leave with a little State Farm swag. More importantly, I want you to feel confident in the choices you’re making. Give us a call or stop in. We’re here to help however we can and look forward to being part of your insurance journey.

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Looking for coverage? Talk with Zach about your options in Richmond.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. Zach is proud to serve the Richmond community.

Q: What are the insurance requirements on a leased car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Serving Richmond and the surrounding area, Zach can help answer your questions.

Q: Is homeowners insurance required?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Zach, your local State Farm agent in Richmond, TX, is here to help.

Q: What's included in renters insurance coverage?

A: Renters insurance can help cover your personal belongings, personal liability, and additional living expenses if your rental becomes uninhabitable due to a covered loss. Have questions? Zach in Richmond can walk you through your options.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. It can help give your loved ones financial support when they may need it most. Zach works with Richmond residents to find coverage that fits.